Professional Property Photographer
Professional Photography is an extremely important aspect of presenting your home or property for sale.
Bold & Beautiful Photography is all about providing quality photography at competitive prices. We pride ourselves on producing bold and vivid images that really capture the eye.
Professional photography should be affordable to all, that’s why we keep our prices realistic and have tailored packages to suit almost every budget.
While we are happy to cover most forms of photography, we specialise in real estate photography, capturing memorable images of special occasions and pet photography.
Making Money From Property in THIS Market – North Sydney
Have you ever wondered how some people are creating great wealth through Property?
It’s no secret, it’s just about knowing what to buy, when to buy and what property strategy you should be using in this current property market.
Come and have your questions answered,
Making Money from Property in THIS Market
Some of the topics we will be covering
- Why Property, where’s property going?
- 3 Foundations of Property Investing
- Real Property, Real Clients, Real Money, This Market
When: Tuesday 1st December @ 7:00pm
Where: Royal Motor Yatch Club
46 Prince Alfred Pde, Newport Beach NSW
To register please call 1800 248 911
Source :-http://www.investorfinance.com.au/making-money-from-property-in-this-market/
Getting a top mark – investing near universities
Whether it’s just owning an apartment nearby a university or even investing in contracted student housing, investors can benefit from good yields and steady demand. But there are other factors to consider before you head into this market.
It’s been tempting of late to search for a recession-proof investment to carry one through tough economic times.
When unemployment rises and recession nears, traditional high rental yield earners of the past in the property market may no longer be such a reliable a source, especially in the high end.
There is a rental sector where it’s impossible for your tenants to lose their jobs and where demand remains usually steady, however – student housing. If gone about carefully, it can return higher yields and a steady demand that is not likely to significantly wane. Foreign students studying in Australia have perhaps made the largest impact lately in increasing this demand.
International enrolment last year went up by an average of 20.7% over the year earlier, according to government figures. This year, some universities are reporting up to13% increases in overall undergraduate acceptance rates. Taken in a larger context, international education contributed $14.2 billion to the economy in 2007-08, making it Australia’s third-largest export. The commodity of an Australian degree for Asian students is regarded in particular at a lofty level, and often at a significantly lesser price tag than universities in the US or UK. Some 79% international student enrolments came from the Asian region in 2008.
All these new students coming in have to live somewhere, naturally. While some on-campus housing is provided, many others live off-campus, either by choice or necessity. In Brisbane, for example, 47% of students are housed in share accommodation, with only 15% on campus, 13% living with friends and relatives, 18% in staying at home, and 7% purchasing their own property, according to Damian Haber, Principal of Queensland-based The Pad Management Pty Ltd. He says it reflects a trend towards more affordable housing.
“Often it is the case that new purpose built or on-campus accommodation is very high in cost and beyond the capacity of many students to afford,” he says. “A share accommodation provides a great alternative at a more affordable price range, hence the extent of its market share.”
That’s where investors come in, and many have already sought this specific field of housing which can provide great gains, as well as risks. Less than three years ago, student accommodation was not commonly out there in the marketplace, or even considered, says Haber, who also serves as President of the Student Accommodation Associations Industry.
“In more recent times, with the advent of the international student market and response from China and India to strong marketing by our university sector, as well as the push for high returns, student accommodation is now a household name and often filling the boards of real estate sales agents as an attractive investment strategy,” Haber says.
Greater yields, stability
One of the main reasons an investor might now choose student housing is for the yields. Investors in student accommodation can pack more income per square meter than they might with professional tenants. For example, one can turn a two bedroom unit into a four bedroom unit, or a three bedroom house into a five bedroom house.
“You can get quite a lot of tenants in one place, so the rental income is higher,” says Chris Gray, CEO of property portfolio company Empire.
Haber says student accommodations typically should return an income yield of between 6% and 8% for inner city residential, compared to what he says would be a 3% to 5% yield for comparable single tenancy arrangements.
No matter the location, the yields for student accommodation are almost always higher compared to renting to non-students. Gray says he knows a mortgage broker who recently turned a one bedroom house with a sunroom into a three bedroom, and now gets a 12% return.
That increased yield is just one of the many advantages, however. Haber says the latest increase in international students helps explain why just 10% of them have cars. With that in mind, student accommodation does not usually need a car space, unlike many single residence properties.
Another investment benefit is that student housing is often much cheaper than other similar housing nearby, says Gray. “It’s a low cost of entry,” he says.
If managed well, vacancy rates can be low, as well. Haber says The Pad puts students on a six month fixed term tenancy, but many students stick around for two or three years, he says. “Our tenancies run in blocks, which eliminates any potential vacancy over holiday periods,” he says. “We typically have a waiting list of students ready to move in if a vacancy arises and the universities are constantly in contact wanting to place more students.”
Having multiple tenants also can limit risk for vacancies. By diversifying the rental across multiple tenants, it means that if a tenant leaves, the income is still coming in and still typically above a single tenancy arrangement in net terms. Further improving this strategy would be to have a staggered entry profile, says Haber, thus likely ensuring income at all times, even when one tenant might be lost. “With a single tenancy arrangement, if the tenant does not renew, the entire income from the property is lost,” Haber says. Investors can really benefit by discussing their level of risk tolerance and mortgage repayment options.
See: Home loan calculator
Sometimes, just having three tenants of four possible in place is enough to still be profitable for an investor in student housing. The fourth tenant is just an added bonus.
Read more at Your Investment Property magazine.
Advertise Your Businesses Products or Services on REALESTATEGUIDE.COM.AU
At REALESTATEGUIDE.COM.AU ‘we are passionate about helping your business grow’
By listing your business and services with a Business Directory Listing or by becoming a Sponsor on Real Estate Guide.com.au you will receive high online exposure for very affordable rates.
Real Estate Guide receives thousands of daily real estate searches with 85% of our consumers arriving directly from a successful search in Google. Real Estate Guide provides lead driven, cost effective Business Directory Listings and Sponsor advertising campaigns for the following Real Estate related services:
- Mortgage or business finance
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Visit our Business Directory Page to view our advertising packages and current examples of successful advertising campaigns anf find out how we can help your business grow by increasing consumers to your website and services.
You may also visit our Home Page and search our main navigation under Business Directory - see List Your Services
Gain Some Relief From Mortgage Stress! Compare Home Loans, Mortgages, Interest Rate Comparisons
Obtaining the best deal on Home Loans - Mortgages and Interest Rates in Australia
Currently, anyone who has a mortgage understands just how important it is to obtain the best deal possible with the banks. By carefully comparing and refinancing your current loan(s) you could save thousands of dollars off your mortgage, reduce monthly repayments and mortgage stress.
Below is a list of lenders, brokers and financial advisory services that may assist you with refinancing, reducing your current interest rate, mortgage and monthly repayments.
Xinc Finance Brokers
Rate Detective
Your Mortgage
My Rate Home Loans
*Please seek legal or qualified financial advice when refinancing
Coastal Lifestyle at Hallidays Point NSW
Hallidays Point Beachside Lifestyle
Located midway between the Taree and Forster/great lakes regions of the NSW north coast is the pristine area of Hallidays Point taking in the four small villages of Tallwoods, Black Head, Diamond Beach and Red Head. Black Head Beach is a multi-award winning beach under the Keep Australia Beautiful program for its cleanliness and its friendly local resident population. It’s patrolled during the Summer months and features ocean pools excellent fishing, picnic and BBQ areas for family outings. Another highlight of this area is a littoral rainforest walk which encompasses striking coastal landforms as well as rare tracts of coastal rainforest. The walk takes in the two headlands of Black Head and Red Head and is joined by Black Head beach. Other activities in the Hallidays Point area include an 18 hole championship golf course within Tallwoods Village featuring a pro shop and bistro restaurant, arts and craft outlets. bowling club and nearby funparks. Accommodation in the Hallidays Point area includes caravan parks, resorts, motels, self contained units, B&Bs and cottages. Dining options include restaurants, clubs, taverns, cafes, teahouses and take-aways.
VideoTours.com.au
VIDEO GENERATES GREATER INTEREST
A Property Video Tour is a Powerful Marketing Tool for Real Estate. Video provides a more realistic view of a property and can generate up to 5 times more website traffic than static web pages.
Video Tours provides quality property videos for Real Estate Agencies and Private Sellers in the following locations - Brisbane Metro to Sunshine and Gold Coast, Mid North Coast and Central Coast NSW, Sydney Metro, Melbourne Metro. *Conditions apply to certain locations
Property Agent Of The Week
Visit Byron Beach Realty Byron Bay>>
Byron Shire is located at Australia’s eastern-most point with a population of almost 29,000. It is a thriving community where residents and visitors live, work and play in a sustainable environment and where Council strives to deliver the highest standard of local government services and infrastructure. Byron Beach Realty is situated at Australia’s Most Easterly Point and services the buying and selling needs of Byron Bay, Australia, and surrounds.
Buying a Small Farm? - December Workshop
Small Farm Consulting provides a range of services designed to assist those considering purchasing rural properties.
For many who are new to owning a rural property, the costs associated with maintaining small acreage can become daunting in the first couple of years and it is then that some realise that expectations can often exceed skills, knowledge, experience or even the productive capacity of the land.
Small Farm Consulting is hosting a 2 day workshop on 1 & 2 December 2007 in Wollongong. The Pre-Purchase Education Workshop is designed for people contemplating buying a rural property.
This short course enables participants to understand the goals, skills, responsibilities, risks, budgets, services, resources and enterprises all involved in living or owning a small property. More importantly, this course can assist in preventing costly mistakes or failure.
For more information or to register to attend this workshop visit www.smallfarmconsulting.com
Property For Sale Byron Bay
REALESTATEGUIDE.COM.AU welcomes its latest Property Advertiser Francis O’Connor Real Estate, Byron Bay.
Whether you’re buying, selling or simply need some guidance through the maze of real estate possibilities in Byron Bay, Frances O’Connor Real Estate will achieve a successful outcome for everyone involved. Our goal is to help you to determine your exact property desires, be they selling or buying, private or investment, and to simplify the task of realising those requirements.